Answers before you apply.

AIC provides two forms of capital to growing companies: angel investment (equity) for early-stage, scalable businesses, and structured business loans (debt) for established companies that want to keep full ownership.

Companies with either early revenue and a scalable model (for investment) or at least 12 months of operating history and consistent cash flow (for loans). If unsure, apply anyway and select "not sure — advise me."

Yes. Everything shared during the application and diligence process is confidential and used only to evaluate your application.

Yes we do work outside US. AIC funds U.S.-registered businesses and globally.

Primarily pre-seed through Series A bridge rounds. Strong pre-revenue companies with clear traction signals are considered alongside revenue-generating ones.

Typically 3–12%, depending on stage and check size.

Both. AIC frequently leads pre-seed and seed rounds, and participates alongside other investors in later or larger rounds.

A board or advisory seat, direct access to operating partners, quarterly strategy reviews, and introductions to follow-on investors.

Term loans, revolving lines of credit, equipment financing, and invoice financing.

Rates are risk-based and depend on time in business, cash-flow consistency, and product type. Every offer includes the full amortization schedule before you sign.

It depends on the product. Equipment financing is secured by the equipment itself; other products may or may not require collateral.

Yes, and it's encouraged. AIC does not charge prepayment penalties on any loan product.

Most applicants receive a term sheet or loan offer within 7–10 days of applying, and funding follows within 14 days of signing.

No. Applying is free, and there's no obligation to accept any offer you receive.

Recent bank statements, a summary of intended use of funds, and formation documents cover most of it.

You'll receive a clear explanation of why, and where possible, guidance on what would change the outcome if you reapply later.