Regulatory information, disclosures, and company details.
This page is structured to Austrian and EU disclosure standards. Items marked [ ] are placeholders awaiting verified data from AIC's legal and compliance team before this site goes live in a regulated market.
Company information (§ 5 ECG / § 25 MedienG)
Firmenbuchnummer: [ — Austrian commercial register number to be added once entity is registered]
UID-Nummer (VAT ID): [ ]
Geschäftsführung (Managing Directors): [ — names of legally appointed managing directors]
Sitz der Gesellschaft (Registered office): [ — full Austrian registered address]
Aufsichtsbehörde (Supervisory authority): [ — to be completed once a supervisory relationship, if any, is established]
This section must be reviewed and completed by qualified Austrian legal counsel before publication — Impressum requirements are a strict legal obligation (§5 ECG, §25 MedienG), not optional marketing copy.
Regulatory status
AIC is not currently licensed by the Austrian Financial Market Authority (FMA) or any other financial regulator. No claim of licensing, deposit insurance, or regulatory approval should be inferred from this website until the items below are completed and verified.
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Risk disclosures
Every investment product page must carry its own SRRI (Synthetic Risk and Reward Indicator, 1–7) risk class once real products are listed. General risk language applies site-wide:
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Representative loan example (Repräsentatives Beispiel)
Austrian consumer credit disclosure requires a representative example with effective interest rate (Effektivzins) and a statement of the 14-day right of withdrawal (Widerrufsrecht). Figures below are structural placeholders only.
| Item | Detail |
|---|---|
| Representative loan amount | [ ] |
| Representative term | [ ] |
| Nominal interest rate | [ ] |
| Effektivzins (APR) | [ — must be calculated per Austrian consumer credit rules] |
| Total amount repayable | [ ] |
| Widerrufsrecht | Borrowers in the EU have the right to withdraw from a credit agreement within 14 days without giving a reason, per Austrian and EU consumer credit law. |